One Crazy Year!

Thomas’ birth at the end of October 2011 was the beginning of a crazy year for us. We had a baby, moved house and got married. Three of the most stressful things you can do in your life all in one year!

Thomas baby

To top things off, for most of the year I was living on maternity pay. Fortunately, where I work gives paid maternity leave for nine months instead of the usual six. However, as I went on maternity leave earlier than expected due to a pregnancy related complication, the money ran out sooner than I thought and it was two months with no money before my holiday pay started.

Unfortunately, the exact time I ran out of money was a month before our wedding in August. Normally we could have survived this and lived on one salary for a while, but with a baby, a wedding, and two mortgages to pay for (our previous house was not sold until after the wedding) times were very tough indeed. It was important for us to find the best credit card to help pay for one off wedding expenses and ensure that we could get everything Thomas needed.

According to Which, babies cost £1200 in the first year and this is just on baby essentials including nappies, wipes, formula milk and food.  At the time our money nearly ran out, Thomas was 9 – 10 months old and was starting to get much more active with crawling and attempting to try to walk. Stair gates had to be purchased and the entire house had to be baby proofed. Being first time parents, we did not know where the best places to go for some of these items were so we probably ended up spending more money than we could of done.

Our Wedding

Fortunately, we survived all this and made it to our wedding day in one piece and our finances were just about intact.   We had a fantastic time at our wedding. It was a lovely party and everyone seemed to enjoy themselves. Not long after we got back from our honeymoon (in Bognor Regis), we found out that our old house had been sold and we would have money again soon. I also went back to work part time which has improved our finances a little too. Our credit cards are still there in case we need them but I am really hoping we do not have another crazy year like this again!

Halifax

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